PREMIER APARTMENT PROGRAM!
(Other Building Types: mixed-use, retail, office, industrial, HOA & COA)

Quick Summary of Coverage’s
Admitted in California: A.M. Best "AXV”
*2 billion+ (financial solvency and strength)
PROPERTY COVERAGE'S           LIMITS
Blanket Property Limit                                $750 million, All Risk Per Occurrence
Coverage Type                                             All Risk, Special Form ( includes water damage )
Business income “loss of rents”              ALS “Actual Loss Sustained”  (12months + 180 day extended coverage)                
Business Personal Property                     Full Replacement Value
Building Ordinance                                     $10m (older than 1975), $30m ( newer than 1975)
Course of Construction                              $2.5m
Newly Acquired Properties                        $2.5m
Certified Terrorism                                      $75m                        
Boiler & Machinery                                      $50m                        
Deductible                                                    $5k                                
*The Actual Property Limit represents a $500 million blanket all risk policy and guarantees full replacement cost not to exceed $500 million per
occurrence.

LIABILITY COVERAGE'S              LIMITS
General Liab. Aggregate                           $2m                
General Liab. Per Occurrence                  $1m
Personal & Advertising Injury                    $1m          (includes wrongful eviction)
Non-Owned & Hired Auto                          $1m
Products & Completed Operations         $1m
Fire Legal Liability                                       $1000k     (any one fire)
Pollution Legal Liability Coverage           $250k        (includes mold, $25k deductible)
Deductible                                                    none

CA Lic#0E83696
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